Setup › Accounting
Payment File Formats
Each format defines how a payment run is written to a file for transmission to the bank. A format is bound to one bank and one payment type; deprecated formats stay listed so historical payment runs remain reproducible.
Formats (10)
| Format name | Country | Payment type | File | Bank | Status | Last used |
|---|---|---|---|---|---|---|
| NACHA CCD | United States | Credit Transfer | .ach | First Meridian Bank | Active | 08/19/2026 |
| NACHA PPD | United States | Credit Transfer | .ach | First Meridian Bank | Active | 08/18/2026 |
| SEPA Credit Transfer pain.001 | Netherlands | Credit Transfer | .xml | Rijnmond Handelsbank | Active | 08/20/2026 |
| SEPA Direct Debit pain.008 | Netherlands | Direct Debit | .xml | Rijnmond Handelsbank | Active | 08/14/2026 |
| BACS Standard 18 | United Kingdom | Credit Transfer | .txt | Thames Clearing Bank | Active | 08/17/2026 |
| Faster Payments ISO 20022 | United Kingdom | Credit Transfer | .xml | Thames Clearing Bank | Draft | 07/31/2026 |
| Positive Pay CSV | United States | Cheque | .csv | First Meridian Bank | Active | 08/20/2026 |
| Cheque Print MICR Laser | United States | Cheque | First Meridian Bank | Active | 08/12/2026 | |
| EFT CPA 005 | Canada | Credit Transfer | .txt | Laurier Commercial Bank | Draft | 06/26/2026 |
| Legacy Wire Batch 1.2 | United States | Credit Transfer | .dat | First Meridian Bank | Deprecated | 02/27/2026 |
NACHA CCD — field mapping
United StatesCredit Transfer.achFirst Meridian Bank
- Record type
- Fixed-width, 94 characters per record, CR/LF terminated. One file per originating bank account.
- Header record (1)
- Immediate destination routing 021000021, origin 5561200088, file creation date, file ID modifier A.
- Batch record (5)
- Service class 220, company name Wexbourne ERP US, entry description VENDOR PAY, effective entry date from the payment run.
- Entry detail (6)
- Transaction code 22 for checking credit, receiving DFI + check digit, amount in cents, individual ID = vendor number, trace number sequence.
- Batch control (8)
- Entry/addenda count, entry hash, total debit and credit amounts, batch number.
- File control (9)
- Batch count, block count, entry count, hash and totals, padded with 9-filler records to a multiple of ten.