Banking › Setup › Matching Rules
Matching Rules
Rules run in priority order — the first rule that matches an imported bank line claims it, so put the strictest rules at the top and leave the tolerant ones last.
10 rules8 enabledApplies to: All accounts
| Priority | Rule Name | Applies To | Match On | Tolerance | Date Window | Confidence | Enabled |
|---|---|---|---|---|---|---|---|
| 1 | Exact reference match | All | Reference | 0.00 | Same day | 99% | |
| 2 | Customer payment — same day, exact amount | Deposits | Amount + Date | 0.00 | Same day | 98% | |
| 3 | Vendor payment — cheque number | Payments | Reference | 0.00 | ± 5 days | 96% | |
| 4 | Card settlement batch — net of fees | Deposits | Amount + Date | 2.50% | ± 3 days | 90% | |
| 5 | Payroll debit — entity and amount | Payments | Entity + Amount | 0.00 | ± 2 days | 94% | |
| 6 | Wire in — customer name in narrative | Deposits | Entity + Amount | 25.00 | ± 4 days | 85% | |
| 7 | Direct debit collection — rounding drift | Deposits | Amount + Date | 0.05 | ± 1 days | 92% | |
| 8 | FX-settled supplier payment | Payments | Entity + Amount | 1.00% | ± 7 days | 80% | |
| 9 | Bank fees and interest — description keyword | Payments | Reference | 5.00 | ± 10 days | 75% | |
| 10 | Catch-all — amount within a week | All | Amount + Date | 10.00 | ± 7 days | 60% |
A line that clears its rule’s confidence threshold is matched automatically; anything below it is queued for review on the Match Bank Data screen.